Portfolio
The following documents are samples of my writing. I can provide additional samples upon request.
Publications:
Understanding Small-Dollar Loans
Understanding Payment Protection Insurance
Highlights from the AFSA Vehicle Finance Conference & Expo
Newsletter:
Op-Eds and Letters to Editor:
I wrote these pieces to be published under the byline of another executive for maximum impact, so I am not listed as the author.
“Subprime Auto Is Not Subprime Mortgage”
F&I and Showroom
“Two Perspectives on Subprime Auto Loans” (the first perspective)
The New York Times
News Releases:
AFSA Study Finds Significant Bias and High Error Rates in CFPB Proxy Methodology
Participation Doubles in Non-Prime Auto Financing Survey for More Robust View of Industry
Financing Is More than an Afterthought for Smart Car Shoppers
Testimony:
Statement for 2014 U.S. Senate Subcommittee Hearing
Testimony for CFPB Field Hearing on Vehicle Finance
Annual Reports:
President’s and Chairman’s Messages 2014
Karen Klugh Writing LLC 